Automobile Insurance: How Much Should I Purchase in Case I am Injured in a Motor Vehicle Accident? Every state has a mandatory liability insurance law. These laws require all drivers on the road have liability insurance covering for what is "bodily injury" in case of an accident.
Springtime in South Dakota begins the motorcycle riding season. Unfortunately, with the increase in riding comes accidents that injure riders and passengers. The South Dakota Department of Public Safety reported that motorcycles account for 7.6% of the motor vehicles registered in South Dakota yet represent 17.5% of the total deaths in accidents and 2.6% of accidents on South Dakota roadways. The most common injury in motorcycle accident occurs to the rider or passenger’s legs, ankles and feet. This is followed closely by upper extremity and head injuries in frequency.